- 02 3820 3730
- Level 13, 333 George St, Sydney NSW 2000
Financial Services Lawyers For Money Remitters & Cross‑Border Payment Businesses
- Licensing & structuring for remitters & money transfer services.
- Local & cross‑border payment program setup & documents.
- Governance, risk & compliance frameworks for money transfer businesses.
- AML/CTF & transaction monitoring for money transfer flows.
Build your money transfer & cross‑border payment business on a secure licensing, structuring & compliance foundation.
Book a FREE Consultation
Legal & Compliance Services For Money Remitters & Cross‑Border Payment Businesses
Structuring & Licensing Advice
We advise how to structure your money transfer business & what licensing requirements or approvals are likely to apply.
Program Design, Terms & Customer Documents
We assist with local & cross‑border program design, terms of use, disclosures & customer‑facing documents.
Governance, Risk & Compliance Frameworks
We help design governance, risk & compliance frameworks so your controls match the risks in your payment flows.
Network, Correspondent & Partner Agreements
We assist with agreements with correspondent partners, network operators, white‑label brands & other service providers.
AUSTRAC, AML/CTF & Monitoring
We support AUSTRAC enrolment & registration, AML/CTF programs & transaction‑monitoring arrangements for remittance & cross‑border services.
Australia’s Leading Financial Services Law Firm for Money Remitters & Cross‑Border Payment Businesses
Rated 5-Star By Our Clients
Why Choose AFSL House For Your Money Remittance & Cross‑Border Payment Business?
Remittance & Payments Licensing Expertise
We understand how money remitters & cross‑border payment businesses are structured, licensed & supervised in Australia.
Integrated Structuring & Compliance
We align structuring, licensing, AUSTRAC registration, AML/CTF programs & risk frameworks into one coherent compliance system.
Practical, Commercial Advice
We give advice that fits your business model, customer experience & growth plans, not just black‑letter rules.
Get Your Free Initial Consultation
Request a Free Consultation with one of our experienced AFSL Lawyers today.
Our 4‑Step Legal Roadmap For Money Remitters & Cross‑Border Payment Businesses
We turn complex structuring, licensing, AUSTRAC & compliance questions into a clear, repeatable process.
200+
AFSL Applications
100%
Success Rate
Step 1: Business, Flows & Regulatory Scoping
We map your business model, customers, payment flows & partners to outline likely licensing, AUSTRAC & AML/CTF requirements.
Step 2: Entity, Governance & Licence Alignment
We align entities, governance, roles & any AFSL or other applications with how your remittance & cross‑border programs operate.
Step 3: Documents, Programs & Partner Arrangements
We assist with terms, disclosures, AUSTRAC enrolment, AML/CTF programs, transaction monitoring & key partner agreements.
Step 4: Launch Support & Ongoing Review
We support launch, incident response, regulatory dealings & periodic reviews so your controls stay effective as you scale.
Legal, Licensing & Compliance Services For Payments Businesses
Money Remitters & Cross‑Border Payments
Licensing, structuring & AML/CTF support for money remitters & cross‑border payment businesses.
Stored Value & Digital Wallet Providers
Structuring, licensing, safeguarding & compliance support for stored value facilities & digital wallets.
Stablecoin Issuers & Platforms
Structuring, licensing, reserve & compliance support for stablecoins within Australia’s payments reforms.
Payment Facilitators & Processors
Structuring, merchant models, contracts & compliance support for PayFacs, gateways & acquiring businesses.
Card Issuing Businesses
Structuring, licensing, card network & compliance support for prepaid, debit & credit card programs.
Free & Practical AFSL Guides & Checklists
Free 90-seconds Assessment
Are you complying with your AFSL?
We understand the challenges of complying with your AFSL obligations. That’s why we created this free 90-second assessment.
Quickly check your status and get the insights you need. Take the test now.
2026 Guide to AFSL Applications
A practical guide covering the key steps, milestones & timeframes for obtaining an AFS License.
Your AFSL Roadmap
An illustrative chart with key milestones & steps in applying for an AFSL & ensuring ongoing compliance.
AFSL Compliance Calendar
Comprehensive calendar outlining key compliance deadlines & obligations for AFSL holders throughout the year.
Get Your Free Initial Consultation
Request a Free Consultation with one of our experienced AFSL Lawyers today.
Insights Library
Practical AFSL Guides & Insights
Unlock free AFSL guides, checklists, and insights in our regularly updated Insights Library, written by legal experts.
Who We Are
Founded in 2020 by senior financial services lawyer Peter Hagias, AFSL House specialises in regulatory and legal services for AFSL holders. Our expert team serves fintech companies, fund managers, and financial planners both locally and internationally, delivering compliance solutions that withstand regulatory scrutiny.
Under Peter’s leadership as an industry consultant and compliance committee chair, we continue to provide outstanding support to Australia’s financial services sector.
Market-Leading, Comprehensive AFSL Services
AFSL House offers a comprehensive range of services tailored to meet the needs of financial services companies seeking an Australian Financial Services Licences (AFSL) and compliance support.
AFSL Applications
We are proud to have a 100% success rate in AFSL applications, ensuring our clients obtain their AFSL in record time.
Compliance & Regulation
AFSL House prepares tailored risk and compliance frameworks to ensure you comply with your AFSL obligations.
Legal Support
Our expert team of specialised AFSL lawyers provides holistic legal services to AFSL holders & AFSL Applicants.
AFSL Audits & Investigations
We deliver comprehensive governance audits to avoid enforcement action and assist in ASIC and AUSTRAC investigations.
AFSL for Hire
Be appointed as a Corporate Authorised Representative (CAR) under our AFSL to commence operations quickly.
Marketplace for AFSL
Access our curated database of existing AFSL sellers and brokers to expedite your license acquisition process.
AFSL Responsible Manager Recruitment
Connecting AFSL holders and applicants with qualified Responsible Managers. Expert RM sourcing and placement.
White-Label Services
We enable legal and consulting firms to offer AFSL expertise under their own brand through our white-label solutions.
