Rated excellent on Google
AFSL white-label services for law firms
Law firms & financial consultants can offer AFSL and compliance services to their clients under their own brand, using our offering.
- Seamless legal solutions for your clients
- Strengthen client relationships effortlessly
- Expertise without the overhead costs
- Increase revenue for your firm
FREE · NO OBLIGATION · QUICK REPLY
Book a white-label consultation
Confidential. We never share your details.
Trusted by industry leaders
300+ AFSL holders · excellent on Google
HOW WE DO IT
Australia’s only white-label AFSL services for law firms & consultants
Watch how AFSL House lets your firm offer AFSL and compliance services under your own brand, delivering award-winning expertise to your clients without the overhead of building it in-house.
BY THE NUMBERS
White-label services, by the numbers
SERVICE LINE
White-Label Services
Offer AFSL and compliance expertise to your clients under your own brand, powered by AFSL House.
Increase in AFSL-related revenue
New clients engaged by partner firms
INDUSTRIES WE SERVE
Law Firms
Consultants
Accountants
Advisers
HOW IT WORKS
Our 4-step white-label process
A structured process that gives partner firms seamless white-label AFSL services, tailored to their clients’ specific needs.
1
Initial consultation
We begin with a free consultation to understand your firm’s business and specific requirements, establishing a solid foundation for our collaboration.
2
Engagement & preparation
We prepare comprehensive AFSL applications and documentation tailored to your client’s needs, meticulously crafted to meet regulatory standards.
3
Submission & delivery
We handle the submission process efficiently and deliver legal services under your firm’s brand: a seamless experience that maintains your identity throughout.
4
Ongoing support
We provide continuous support and compliance monitoring post-application, keeping your clients compliant with regulatory changes so they can focus on their business.
Peter Hagias, Founder
OUR FIRM
Who we are
In a regulated industry, the wrong partner can cost you your licence, your timeline and your sleep. AFSL House was built to be the opposite. Since 2020, founder and senior financial services lawyer Peter Hagias has led a team trusted by financial services businesses of every size. We take the stress and guesswork out of operating in a regulated environment.
We are more than a law firm. Alongside our 100% AFSL application success rate, we help you meet your ongoing regulatory obligations and commercial objectives with a number of complementary services. So whatever you need to launch your business and stay compliant, it is all under one roof.
CLIENT RESULTS
Real mandates, real outcomes
01/07
BTC Markets
Crypto Exchange
The first AFSL ever granted to a crypto exchange in Australia, backed by ongoing fixed-fee legal & compliance support.
THE OUTCOME
1st
AFSL for a crypto exchange in Australia
Retainer
Ongoing fixed-fee legal & compliance
AFSL APPLICATION • LEGAL • COMPLIANCE & REGULATION • RM RECRUITMENT
THE SITUATION
Australia’s leading crypto exchange needed legal and compliance expertise to navigate an ever-evolving crypto regulatory landscape, and wanted an AFSL to establish a payments business.
WHAT THEY NEEDED
Specialist legal and compliance expertise to stay ahead of fast-moving crypto regulation, and an AFSL to underpin a new payments business.
HOW WE HELPED
We secured the first AFSL ever granted to a crypto exchange in Australia, including the authorisations to support a payments business, and continue to act as an extension of their team under a fixed-fee retainer, providing dependable legal and compliance support as the landscape evolves.
Fixed fee · No obligation
Damisa
Cross-Border Payments & Crypto Brokerage
AFSL secured to power cross-border payments using stablecoin rails, crypto buy & sell and multi-currency capabilities, giving customers same-day settlement and the ability to settle payments in cryptocurrency.
THE OUTCOME
AFSL
Granted by ASIC
Stablecoins
Cross-border payments, crypto & multi-currency
AFSL APPLICATION · LEGAL · COMPLIANCE & REGULATION
THE SITUATION
A cross-border payment provider moving money in and out of Australia on behalf of customers using stablecoin rails, and wanting customers to be able to buy, sell and hold crypto and multiple currencies on its platform.
WHAT THEY NEEDED
A full-scope AFSL authorising cross-border payment services using stablecoins, the ability for customers to buy and sell crypto, and multi-currency capabilities.
HOW WE HELPED
We guided Damisa through a rigorous ASIC application and secured its AFSL, authorising cross-border payment services, enabling customers to buy and sell crypto, and providing multi-currency capabilities. We also assisted with AML registration as a remitter, ongoing legal and compliance set-up, PDS, FSG, TMD and T&Cs preparation, and support securing local banking and liquidity providers.
Fixed fee · No obligation
Bless Payments
Payments & Remittance
A turn-key path to market, covering the full legal stack, an AFSL and AUSTRAC remittance registration.
THE OUTCOME
Turn-key
Legal, disclosure & licensing build
AFSL + AUSTRAC
Licence & remittance registration
AFSL APPLICATION • LEGAL • COMPLIANCE & REGULATION • RM RECRUITMENT
THE SITUATION
A payments and FX business preparing to come to market and needing its entire regulatory and legal foundation built from the ground up.
WHAT THEY NEEDED
Support across every element of operating a payments and FX business, including an AFSL, AUSTRAC registration and the full suite of legal documents.
HOW WE HELPED
We delivered a turn-key solution across their payments and FX business, preparing the legal documents and securing the AFSL and AUSTRAC remittance registration, and we continue to provide ongoing services today.
Fixed fee · No obligation
Curated Capital
Wholesale Property Fund
Licensed to offer wholesale property syndicates, with ongoing legal and compliance support.
THE OUTCOME
AFSL
Granted for wholesale syndicates
Ongoing
Legal & compliance support
AFSL APPLICATION • LEGAL • COMPLIANCE & REGULATION
THE SITUATION
A wholesale property fund preparing to offer property syndicates to its clients.
WHAT THEY NEEDED
An AFSL and the disclosure documents required to offer wholesale property syndicates, plus ongoing legal and compliance support, including assistance administering each wholesale property syndicate.
HOW WE HELPED
We obtained their AFSL and established the disclosure documents required to offer wholesale property syndicates, and we provide ongoing legal and compliance support, including assistance administering each wholesale property syndicate.
Fixed fee · No obligation
Hello Clever
Fintech & Payments
From an established business to a fully licensed, regulated product offering.
THE OUTCOME
Full-scope
AFSL secured
RMs placed
Responsible Managers sourced
AFSL APPLICATION • LEGAL • COMPLIANCE & REGULATION
THE SITUATION
An existing business looking to expand its product set into regulated financial offerings for the first time.
WHAT THEY NEEDED
To move through the AML registration phase, uplift its AML/CTF documentation and processes, and obtain a full-scope AFSL with the right Responsible Managers.
HOW WE HELPED
We guided them through AML registration, updated their AML/CTF documentation and processes, sourced Responsible Managers and secured a full-scope AFSL, and now support them with their ongoing legal and compliance requirements on a fixed-fee retainer.
Fixed fee · No obligation
Toss
Global Super-App
Korea’s leading financial SuperApp, now licensed to provide remittance services in Australia.
THE OUTCOME
5 months
To a granted AFSL
End-to-end
Market entry & licensing
AFSL APPLICATION • LEGAL • COMPLIANCE & REGULATION • RM RECRUITMENT
THE SITUATION
Korea’s leading financial SuperApp seeking to establish a licensed remittance business in Australia.
WHAT THEY NEEDED
To establish a licensed remittance business in Australia, including a local presence and the licences and registrations required to provide domestic P2P payment services.
HOW WE HELPED
We stood up their Australian operations, covering incorporation, resident director, Responsible Manager, AFSL application and AML remittance registration, and secured the licence in five months. We now provide ongoing legal and compliance support.
Fixed fee · No obligation
Immersve
Crypto Payments
Licensed, supported on an ongoing basis, and progressed toward Mastercard principal membership.
THE OUTCOME
AFSL
Granted & maintained
Mastercard
Principal membership work
AFSL APPLICATION • LEGAL • COMPLIANCE & REGULATION • RM RECRUITMENT
THE SITUATION
A global crypto-to-card payments business looking to establish operations in Australia and access card-scheme infrastructure.
WHAT THEY NEEDED
An AFSL, ongoing legal and regulatory support, and assistance securing Mastercard principal membership.
HOW WE HELPED
We obtained their AFSL and assisted them in accessing card-scheme infrastructure, including their Mastercard principal membership, at the outset. We now provide ongoing legal support, helping them navigate and comply with their local legal and regulatory requirements.
Fixed fee · No obligation
Interstellar Capital
Wholesale Property Fund
AFSL secured and disclosure documents built for wholesale property syndicates.
THE OUTCOME
AFSL
Granted for wholesale syndicates
Ongoing
Legal & compliance support
AFSL APPLICATION • LEGAL • COMPLIANCE & REGULATION
THE SITUATION
A wholesale property fund bringing property syndicates to its investors.
WHAT THEY NEEDED
An AFSL and compliant disclosure documents for wholesale property syndicates, backed by ongoing legal and compliance support.
HOW WE HELPED
We obtained their AFSL and established the disclosure documents required to offer wholesale property syndicates, and we provide ongoing legal and compliance support.
Fixed fee · No obligation
TESTIMONIALS
Rated 5-star by our clients
Book your free, no-obligation consultation
Have a related, no-pressure chat with one of our senior AFSL lawyers. You’ll walk away knowing exactly where you stand and what to do next.
Peter Hagias & team
WHY AFSL HOUSE
Why Choose AFSL House?
Our point of difference is simple: we specialise in working exclusively with financial services companies, offering solutions that combine best practice processes with full legal compliance.
Deep industry understanding
We have an intimate understanding of the issues financial services companies face and how leading businesses in your industry are addressing them.
Best practice + legal compliance
Our solutions marry best practice processes with legally compliant strategies to ensure your business operates efficiently and effectively.
Broader perspective
We apply a different perspective to your challenges, going beyond the narrow focus of traditional law firms or compliance providers to deliver holistic, practical solutions.
AFSL VIDEO SHORTS
AFSL, explained by our lawyers
Quick, plain-English answers to the questions we hear most, straight from the specialists who handle your licence.
Book your free, no-obligation consultation
Have a related, no-pressure chat with one of our senior AFSL lawyers. You’ll walk away knowing exactly where you stand and what to do next.
INSIGHTS LIBRARY
The latest news & insights
News, regulatory updates and analysis from our financial services lawyers, straight from the AFSL House desk.
Free 90-seconds Assessment
Not sure where you stand with your AFSL?
Answer a few quick questions and we’ll build you a personalised AFSL action plan, based on the very things ASIC will expect from you. It takes about 90 seconds.
- Takes under 2 minutes
- Tailored to your business type
- No cost, no obligation
FREE DOWNLOADS
Free & practical AFSL guides & checklists
Practical guides, roadmaps and checklists that make getting ready simple, written by the lawyers who do this every day.
THE DEAL
Our white-label AFSL services
AFSL applications & frameworks
Thorough assistance with AFSL applications, backed by a 100% success rate, plus AI-powered, customised compliance frameworks tailored to each of your clients’ specific needs.
Ongoing compliance support
Continuous legal guidance on AFSL regulatory obligations, ensuring your clients remain compliant as they grow, all delivered under your firm’s brand.
Legal & regulatory advisory
Expert guidance on risk management, governance audits and competency assessments, ensuring your clients meet all of their AFSL obligations.
THE BENEFITS TO YOUR FIRM
Specialised expertise, retained clients, more revenue
White-label AFSL services let your firm enhance its offering without developing internal legal expertise. Access specialised capability, achieve cost efficiency, and keep your clients close.
Access to expertise
Gain specialised legal knowledge without internal investment: leverage AFSL House’s award-winning expertise and high-quality delivery while you focus on core operations.
Time & cost efficiency
Outsource legal capability to reduce the need for in-house resources, streamline operations, and allocate resources strategically to critical business areas.
Maintain client relationships
Retain clients by providing comprehensive solutions under your own brand, minimising the risk of client loss and fostering long-term loyalty.
Grow firm revenue
Add a high-value service line and open new revenue, with partner firms reporting an uplift in AFSL-related revenue and new client engagements.
Book your free, no-obligation consultation
Have a related, no-pressure chat with one of our senior AFSL lawyers. You’ll walk away knowing exactly where you stand and what to do next.
WHY WE DO
Market-leading, comprehensive AFSL services
A comprehensive range of services tailored to financial services companies seeking an Australian Financial Services Licence and ongoing compliance support.
AFSL Applications
A 100% success rate in AFSL applications, helping clients obtain their licence in record time.
ACL Applications
End-to-end Australian Credit Licence applications for lenders, brokers and credit providers, prepared and lodged for you.
Compliance & Regulation
Tailored risk and compliance frameworks to ensure you comply with your AFSL obligations.
Legal Support
Specialised AFSL lawyers providing holistic legal services to AFSL holders & applicants.
AFSL Audits & Investigations
Comprehensive governance audits to avoid enforcement action and assist in ASIC & AUSTRAC investigations.
AFSL for Hire
Be appointed as a Corporate Authorised Representative under our AFSL to start operating quickly.
Marketplace for AFSL
Connecting AFSL holders and applicants with qualified Responsible Managers, with expert sourcing and placement handled for you.
AFSL Responsible Manager Recruitment
Connecting AFSL holders and applicants with qualified Responsible Managers. Expert RM sourcing and placement.
White-Label Services
Enabling legal and consulting firms to offer AFSL expertise under their own brand.
FAQ
Frequently asked questions
Can I outsource my AFSL compliance function?
While you can outsource compliance tasks, the responsibility for compliance remains with the AFSL holder, necessitating proper oversight. It is crucial to ensure that any outsourced services align with your compliance framework and that you maintain control over compliance processes.
Does AFSL compliance need to be outsourced?
While AFSL compliance can be handled internally, it requires considerable time and resources. The AFSL holder remains responsible for compliance even if outsourced, so appropriate oversight and supervision measures must be in place.
Why do you need AFSL policies and procedures?
AFSL policies and procedures represent the risk and compliance framework implemented by the AFSL holder to ensure compliance with legal and regulatory obligations. They should be tailored to the business and embedded in day-to-day activities, not just generic templates.
What are the general obligations of an AFSL holder?
AFSL holders must provide efficient, honest, and fair financial services, manage conflicts of interest, and comply with financial services laws. These obligations are outlined in Section 912A of the Corporations Act and are essential for maintaining trust with clients and regulators.
How often should AFSL policies and procedures be reviewed?
AFSL policies and procedures should be reviewed at least annually or more frequently if there have been material changes in the business or events indicating deficiencies in the current framework.
Should I appoint an external member to the AFSL compliance committee?
Yes, AFSL holders should appoint an external member to their board and compliance committee to provide an independent and objective view on existing arrangements and areas for improvement. External compliance providers may not be sufficiently disconnected or conflict-free to serve this role.
What is a Responsible Manager in the context of AFSL?
A Responsible Manager is an individual with the necessary competence to oversee compliance with AFSL obligations and ensure the licensee operates effectively. They play a critical role in maintaining the licensee’s adherence to regulatory requirements and managing the overall compliance framework.
What happens if I fail to comply with AFSL obligations?
Non-compliance can lead to significant penalties, including fines, suspension, or cancellation of the AFSL. Additionally, non-compliance may damage your organization’s reputation and lead to increased scrutiny from regulatory bodies.