- 02 3820 3730
- Level 13, 333 George St, Sydney NSW 2000
Financial Services Lawyers For Payments Businesses
- Licensing & structuring for Australian payments businesses.
- Product & program design, terms & key contracts.
- Governance, risk & compliance for payments operations.
- AUSTRAC, AML/CTF, onboarding & monitoring where in scope.
Build your payments business on a secure legal, licensing & compliance foundation.
Book a FREE Consultation
Legal, Licensing & Compliance Services For Payments Businesses
Money Remitters & Cross‑Border Payments
Licensing, structuring & AML/CTF support for money remitters & cross‑border payment businesses.
Stored Value & Digital Wallet Providers
Structuring, licensing, safeguarding & compliance support for stored value facilities & digital wallets.
Stablecoin Issuers & Platforms
Structuring, licensing, reserve & compliance support for stablecoins within Australia’s payments reforms.
Payment Facilitators & Processors
Structuring, merchant models, contracts & compliance support for PayFacs, gateways & acquiring businesses.
Card Issuing Businesses
Structuring, licensing, card network & compliance support for prepaid, debit & credit card programs.
Australia’s Leading Financial Services Law Firm for Payments Businesses
Rated 5-Star By Our Clients
Why Choose AFSL House For Your Payments Business?
Payments & Licensing Expertise
We understand how Australian payments businesses are structured, licensed & supervised under the evolving regime.
Integrated Structuring & Compliance
We align structuring, product design, contracts, licensing & AML/CTF settings into one coherent system.
Practical, Regulation‑Aware Advice
We give advice that reflects current rules & industry practice, & fits your economics & operations.
Get Your Free Initial Consultation
Request a Free Consultation with one of our experienced AFSL Lawyers today.
Our 4‑Step Legal Roadmap For Payments Businesses
We turn complex structuring, licensing & compliance questions into a clear, repeatable process.
200+
AFSL Applications
100%
Success Rate
Step 1: Model, Flows & Regulatory Scoping
We map your business model, payment flows & roles to outline likely perimeter & licensing settings.
Step 2: Entity, Governance & Licence Alignment
We align entities, governance, roles & any licence or partner‑licence strategy with how your payments model operates.
Step 3: Documents, Controls & Compliance Programs
We assist with key contracts, customer terms, policies & AML/CTF or other compliance programs where you are in scope.
Step 4: Launch Support & Ongoing Review
We support launch, issues, regulator contact & periodic reviews so your controls stay effective as you scale.
Free & Practical AFSL Guides & Checklists
Free 90-seconds Assessment
Are you complying with your AFSL?
We understand the challenges of complying with your AFSL obligations. That’s why we created this free 90-second assessment.
Quickly check your status and get the insights you need. Take the test now.
2026 Guide to AFSL Applications
A practical guide covering the key steps, milestones & timeframes for obtaining an AFS License.
Your AFSL Roadmap
An illustrative chart with key milestones & steps in applying for an AFSL & ensuring ongoing compliance.
AFSL Compliance Calendar
Comprehensive calendar outlining key compliance deadlines & obligations for AFSL holders throughout the year.
Market-Leading, Comprehensive AFSL Services
AFSL House offers a comprehensive range of services tailored to meet the needs of financial services companies seeking an Australian Financial Services Licences (AFSL) and compliance support.
AFSL Applications
We are proud to have a 100% success rate in AFSL applications, ensuring our clients obtain their AFSL in record time.
Compliance & Regulation
AFSL House prepares tailored risk and compliance frameworks to ensure you comply with your AFSL obligations.
Legal Support
Our expert team of specialised AFSL lawyers provides holistic legal services to AFSL holders & AFSL Applicants.
AFSL Audits & Investigations
We deliver comprehensive governance audits to avoid enforcement action and assist in ASIC and AUSTRAC investigations.
AFSL for Hire
Be appointed as a Corporate Authorised Representative (CAR) under our AFSL to commence operations quickly.
Marketplace for AFSL
Access our curated database of existing AFSL sellers and brokers to expedite your license acquisition process.
AFSL Responsible Manager Recruitment
Connecting AFSL holders and applicants with qualified Responsible Managers. Expert RM sourcing and placement.
White-Label Services
We enable legal and consulting firms to offer AFSL expertise under their own brand through our white-label solutions.
Get Your Free Initial Consultation
Request a Free Consultation with one of our experienced AFSL Lawyers today.
Insights Library
Practical AFSL Guides & Insights
Unlock free AFSL guides, checklists, and insights in our regularly updated Insights Library, written by legal experts.
Who We Are
Founded in 2020 by senior financial services lawyer Peter Hagias, AFSL House specialises in regulatory and legal services for AFSL holders. Our expert team serves fintech companies, fund managers, and financial planners both locally and internationally, delivering compliance solutions that withstand regulatory scrutiny.
Under Peter’s leadership as an industry consultant and compliance committee chair, we continue to provide outstanding support to Australia’s financial services sector.
