- 02 3820 3730
- Level 13, 333 George St, Sydney NSW 2000
Payments & Non-Cash Payment (NCP) AFSL Lawyers
- NCP & stored-value facility authorisations
- Remittance licensing & AUSTRAC registration
- BNPL & Australian Credit Licence (ACL) integration
- Payment gateway & merchant acquiring solutions
We secure AFSL authorisations for Payment Gateways, BNPL & Non-Cash Payment (NCP) facilities.
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End-to-End Payments & Non-Cash Payment (NCP) AFSL Licensing Services
AFSL House provides technical regulatory guidance for the payments sector. We secure the specific authorisations required to operate digital wallets, remittance loops & merchant platforms.
Remittance & Money Transfers
We secure AFSL & AUSTRAC registration for independent remittance providers, ensuring your cross-border business meets strict AML/CTF & capital adequacy requirements.
Non-Cash Payment (NCP) Licensing
We manage complex AFSL applications for stored-value facilities, digital wallets & prepaid cards, ensuring you hold the correct ‘Non-Cash Payment’ authorisations.
BNPL & Consumer Credit
We guide BNPL providers through the converging landscape of AFSL & Australian Credit Licence (ACL) regulations to ensure compliance with the National Credit Code.
Payment Gateway & Merchant Acquirers
We structure licensing solutions for payment gateways & merchant acquirers, advising on the specific custodial & transactional authorisations needed to process payments.
Australia's Leading AFSL Firm for Payments Licensing
Rated 5-Star By Our Clients
Why Choose AFSL House for Payments Licensing?
We specialise in working with payments & fintech firms, delivering licensing solutions that balance transactional innovation with rigorous regulatory compliance
Deep Payments Expertise
We understand the granular technical nuances of NCP facilities, stored-value triggers & complex remittance structures.
Dual-Regulator Proficiency
We offer integrated support for both ASIC (AFSL) & AUSTRAC (AML/CTF) obligations, ensuring total regulatory alignment from day one.
Fintech-First Logic
Our frameworks are designed to support rapid commercial scaling without compromising the legal integrity of your payment platform.
Get Your Free Initial Consultation
Request a Free Consultation with one of our experienced AFSL Lawyers today.
Our 4-Step AFS Licensing Process for Payments & NCP
We streamline the complex path to launching a payments business. We guide you from transaction mapping to final regulatory approval, ensuring your platform is compliant & ready to operate.
200+
AFSL Applications
100%
Success Rate
Step 1: Transaction Mapping
We analyse your platform’s flow of funds to identify specific NCP, remittance, or credit licensing triggers required for your AFSL.
Step 2: Structuring & Framework Design
We design the optimal corporate structure & draft the core compliance documents for your NCP framework & custodial arrangements.
Step 3: Dual-Regulator Application
We manage the end-to-end ASIC (AFSL) & AUSTRAC (AML/CTF) application processes, handling all technical requisitions on your behalf.
Step 4: Operational Launch & Oversight
We implement the final governance, capital adequacy & reporting systems required to commence operations & maintain your licence.
Free & Practical AFSL Guides & Checklists
Free 90-seconds Assessment
Are you complying with your AFSL?
We understand the challenges of complying with your AFSL obligations. That’s why we created this free 90-second assessment.
Quickly check your status and get the insights you need. Take the test now.
2026 Guide to AFSL Applications
A practical guide covering the key steps, milestones & timeframes for obtaining an AFS License.
Your AFSL Roadmap
An illustrative chart with key milestones & steps in applying for an AFSL & ensuring ongoing compliance.
AFSL Compliance Calendar
Comprehensive calendar outlining key compliance deadlines & obligations for AFSL holders throughout the year.
Market-Leading, Comprehensive AFSL Services
AFSL House offers a comprehensive range of services tailored to meet the needs of financial services companies seeking an Australian Financial Services Licences (AFSL) and compliance support.
AFSL Applications
We are proud to have a 100% success rate in AFSL applications, ensuring our clients obtain their AFSL in record time.
Compliance & Regulation
AFSL House prepares tailored risk and compliance frameworks to ensure you comply with your AFSL obligations.
Legal Support
Our expert team of specialised AFSL lawyers provides holistic legal services to AFSL holders & AFSL Applicants.
AFSL Audits & Investigations
We deliver comprehensive governance audits to avoid enforcement action and assist in ASIC and AUSTRAC investigations.
AFSL for Hire
Be appointed as a Corporate Authorised Representative (CAR) under our AFSL to commence operations quickly.
Marketplace for AFSL
Access our curated database of existing AFSL sellers and brokers to expedite your license acquisition process.
AFSL Responsible Manager Recruitment
Connecting AFSL holders and applicants with qualified Responsible Managers. Expert RM sourcing and placement.
White-Label Services
We enable legal and consulting firms to offer AFSL expertise under their own brand through our white-label solutions.
Get Your Free Initial Consultation
Request a Free Consultation with one of our experienced AFSL Lawyers today.
Insights Library
AFSL Guides & Insights for Payments & Fintech
Stay ahead of payments regulation. Access free guides & insights on NCP, BNPL & remittance licensing, written by our specialist AFSL lawyers.
Who We Are
Founded in 2020 by senior financial services lawyer Peter Hagias, AFSL House specialises in regulatory and legal services for AFSL holders. Our expert team serves fintech companies, fund managers, and financial planners both locally and internationally, delivering compliance solutions that withstand regulatory scrutiny.
Under Peter’s leadership as an industry consultant and compliance committee chair, we continue to provide outstanding support to Australia’s financial services sector.
