AFSL for Crypto Wallets & Non-Cash Payment (NCP) Facilities

Turn regulatory compliance into your competitive edge.

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Specialist Licensing & Compliance for Wallets

We secure the complex intersection of ‘Non-Cash Payment’ (NCP) & ‘Custodial’ authorisations required for digital wallets, ensuring your infrastructure satisfies ASIC’s rigid cyber resilience standards.

NCP Facility Licensing

Secure the specific ‘Non-Cash Payment’ (NCP) authorisations required to legally operate digital wallets & store value systems in Australia.

Custodial Authorisations

Obtain the correct ‘Custodial or Depository’ authorisations. We structure your asset holding arrangements to meet ASIC’s financial resource requirements.

Cyber Resilience (RG 133)

Prove your security to ASIC. We help document your compliance with ASIC Report 429 & RG 133 regarding cyber resilience & disaster recovery.

AML/CTF Enrollment

Mandatory for all wallets. We handle your AUSTRAC Digital Currency Exchange (DCE) registration & draft your AML/CTF Program.

Custody Agreements

Robust user terms. We draft Terms of Service that clearly define asset ownership, liability caps & user rights to prevent regulatory misclassification.

Outsourcing Arrangements

Managing third-party risk. We draft compliant outsourcing agreements if you rely on sub-custodians or external tech infrastructure.

Australia’s Leading AFSL Firm for Crypto Custody & Wallets

200+

Successful AFSL
Applications

100%

AFSL Application
Success Rate

80+

Compliance
Platform Users

6

AFSL Lawyers

8x

Award-Winning

Rated 5-Star By Our Clients

Why Choose AFSL House for Crypto Custody AFS Licensing?

We specialise in licensing crypto wallets & custodians. We manage your ‘Non-Cash Payment’ (NCP) application & ensure your infrastructure demonstrates the rigid cyber resilience ASIC requires for approval.

Technical Fluency

We translate complex custodial infrastructure into the compliant legal frameworks ASIC requires. We ensure your technical architecture aligns perfectly with your licence application.

Pre-emptive Strategy

We resolve private key management risks before lodgement. We anticipate ASIC’s specific concerns to prevent technical requisitions from stalling your assessment.

Operational Reality

We deliver NCP structures that balance rigid asset security with operational flexibility. We ensure regulatory compliance supports, rather than hinders, your user experience.

Get Your Free Initial Consultation

Request a Free Consultation with one of our experienced AFSL Lawyers today.

Our 4-Step AFSL Process for Wallets & Custodians

We streamline the custody AFS licensing process. We secure your Non-Cash Payment authorisation & ensure your infrastructure satisfies ASIC’s rigid cyber resilience standards.

200+

AFSL Applications

100%

Success Rate

Step 1: Strategic Assessment

We analyse your wallet flows & key management architecture to identify the specific Custodial & Non-Cash Payment authorisations required.

Step 2: Framework Design

We draft your Asset Holding Statements, Risk Management Plans & Cyber Resilience protocols to meet rigid regulatory standards.

Step 3: Application Management

We lodge your AFSL submission & manage all technical requisitions regarding your custody procedures & security.

Step 4: Authorisation & Launch

We secure your licence & implement the necessary asset reconciliation frameworks to ensure you are ready for operation.

End-to-End Crypto & Digital Asset Licensing Services

Navigate ASIC’s evolving crypto regime with confidence. We deliver specialised AFSL applications, legal structuring, and compliance frameworks for exchanges, wallet providers, token issuers, and DeFi protocols. Secure your regulatory footing & scale your infrastructure without legal friction.

Crypto Exchanges

Secure the correct AFSL authorisations for 'dealing' and 'market making'. We manage your full application & draft compliant operating rules.

Crypto Wallet & Custodians

Obtain critical ‘Custodial’ & ‘Non-Cash Payment’ (NCP) authorisations. We ensure your infrastructure meets ASIC’s strict cyber resilience standards.

Token Issuers

Launch your ICO or IDO legally. We provide definitive 'financial product' legal opinions & draft compliant Product Disclosure Statements (PDS).

DeFi Platforms

Strategic advice for DAOs. We analyse Managed Investment Scheme (MIS) risks & structure your governance to minimise regulatory exposure.

Free & Practical AFSL Guides & Checklists

Free 90-seconds Assessment

Are you complying with your AFSL?

We understand the challenges of complying with your AFSL obligations. That’s why we created this free 90-second assessment.

Quickly check your status and get the insights you need. Take the test now.

2026 Guide to AFSL Applications

A practical guide covering the key steps, milestones & timeframes for obtaining an AFS License.

Your AFSL Roadmap

An illustrative chart with key milestones & steps in applying for an AFSL & ensuring ongoing compliance.

AFSL Compliance Calendar

Comprehensive calendar outlining key compliance deadlines & obligations for AFSL holders throughout the year.

Get Your Free Initial Consultation

Request a Free Consultation with one of our experienced AFSL Lawyers today.

Insights Library

AFSL Guides & Insights for Crypto & Digital Assets

Stay ahead of evolving regulation. Access free guides, checklists & insights on crypto licensing, written by our specialist AFSL lawyers.

- Guide -

Complete AFSL Guide for Crypto & Blockchain Licensing in Australia

- Guide -

5 Common Questions about Starting a Crypto Exchange in Australia

Who We Are

Founded in 2020 by senior financial services lawyer Peter Hagias, AFSL House specialises in regulatory and legal services for AFSL holders. Our expert team serves fintech companies, fund managers, and financial planners both locally and internationally, delivering compliance solutions that withstand regulatory scrutiny.

Under Peter’s leadership as an industry consultant and compliance committee chair, we continue to provide outstanding support to Australia’s financial services sector.

Market-Leading, Comprehensive AFSL Services

AFSL House offers a comprehensive range of services tailored to meet the needs of financial services companies seeking an Australian Financial Services Licences (AFSL) and compliance support.

AFSL Applications

We are proud to have a 100% success rate in AFSL applications, ensuring our clients obtain their AFSL in record time.

Compliance & Regulation

AFSL House prepares tailored risk and compliance frameworks to ensure you comply with your AFSL obligations.

Legal Support

Our expert team of specialised AFSL lawyers provides holistic legal services to AFSL holders & AFSL Applicants.

AFSL Audits & Investigations

We deliver comprehensive governance audits to avoid enforcement action and assist in ASIC and AUSTRAC investigations.

AFSL for Hire

Be appointed as a Corporate Authorised Representative (CAR) under our AFSL to commence operations quickly.

Marketplace for AFSL

Access our curated database of existing AFSL sellers and brokers to expedite your license acquisition process.

AFSL Responsible Manager Recruitment

Connecting AFSL holders and applicants with qualified Responsible Managers. Expert RM sourcing and placement.

White-Label Services

We enable legal and consulting firms to offer AFSL expertise under their own brand through our white-label solutions.